Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.532%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.893%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.901%  0.000%
5/1 Adjustable Rate
 Rate  APR  Points
 3.875%  4.978%  0.000%
10/1 ARM
 Rate  APR  Points
 4.000%  4.612%  0.000%
Home Equity
Home Equity Line of Credit
 Rate  APR  Points
 2.490%  2.490%  0.000%

Personalized Quote

Charlene Prefontaine
NMLS Registry Number - 458963
Mortgage Originator

136 West Street
Ware, MA 01082

Office: 413-267-1219
Fax: 413-967-0297

Charlene loves helping people to achieve their dream of owning a home… with ease!  And making this process easy is all about service and communication for all parties including borrowers, realtors, appraisers and closing attorneys.  A seasoned banking and residential lending professional, she has an impeccable reputation for her expertise and dedication to customer service. Charlene is a member of the Realtors Association of Pioneer Valley, Business Network International and the Westfield Chamber of Commerce Ambassadors Club and Events Committee.

Welcome! You've landed at the right place to find low home loan and home loan refinance rates, a 24/7 online application process...and easy access to real people who are eager to help.

  • To quickly see our home loan rates, see "Today's Featured Rates" on this page.
  • Get a home loan quote tailored to your needs in about a minute, click "Personalized Quote".
  • Call us about:
    • Financing for first time home buyers.
    • Alternative financing through FHA, VA or MassHousing.
    • 1 to 4 unit investment property financing.
    • Construction loans.
    • Jumbo loans.

And, of course, give me a call if you have any questions!

Office:: 413-267-1219

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Home Equity

Put your home to work for you with a home equity loan or line of credit.


Unsure of which way to go? Use our mortgage calculators to help you make the right decision.